Bankruptcy

Fresh Start deadline is September 30

It’s easy and free. You can use it to get IDR credit during the Covid period. It also shows that your federal student loans have been in good standing over the past 3.5-years. Do not let your federal student loans go into default. There is no benefit to doing so. You must contact the loan holder to use Fresh Start in order to get out of default. If your loans are with ED, please contact us by using one of three methods listed below. Find contact information for guaranty agencies. Find contact information for guaranty agencies.

If you don’t know who holds your loans, call 1-800-621-3115 (TTY 1-877-825-9923).

You must use one of the methods below before Oct. 1, 2024, to enroll in Fresh Start.

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